DEBT CONSOLIDATION

One monthly payment. A clearer way to manage your debt.

Bring credit cards, personal loans, auto loans, and other eligible debts intoone simpler monthly paymentand get a clearer view of what that could mean for your monthly budget.

Argentalis reviews the information you provide to help you understand whether debt consolidation may fit your situation, what an estimated monthly payment could look like, and which terms and costs to compare before you decide.

Illustrative estimate Personalized assessment No obligation
Illustrative estimate

Adjust the amount and see an updated estimate instantly.

Move the slider to see how the amount changes and get a simple, easy-to-read monthly payment estimate.

Amount to consolidate
$25,000
illustrative debt amount
$3,000 $25,000 $50,000 $100,000
Estimated monthly payment$512
Illustrative term60 months
Illustrative only.This estimate is for illustration only and is not a loan offer, approval, or final set of terms.
Why Argentalis

A clearer view of your debt.

Person reviewing payment due dates and financial documents

One monthly payment

Bring multiple debt payments into one place so your monthly obligations are easier to understand.

Financial estimate on a laptop next to a calculator

More visibility

See the amount, term, and estimated total repayment in one straightforward view before you make a decision.

Two people reviewing financial documents

Personalized assessment

Every financial situation is different. The assessment is based on the information you provide and what you want to simplify.

Financial guidance while reviewing information on a laptop

Clear guidance

Understand each step and the key terms to review before you move forward.

How it works

From multiple payments to one clearer picture.

Three steps to organize your debt information, explore a consolidation scenario, and understand your options with more context.

Person working on a laptop in a professional setting Person reviewing financial documents at a table Two people reviewing financial information on a computer
Step 01

Tell us about your debt

Share the debts you are currently managing, your monthly payments, and what you want to simplify.

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Make your month easier to manage

Fewer due dates to keep track of.

When payments hit on different dates, managing your month can get complicated. Debt consolidation may help bring eligible balances into one payment schedule.

Before

Multiple due dates throughout the month

Calendar4 due dates
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Personal loanDue on the 2nd
Credit cardDue on the 7th
Auto loanDue on the 15th
Other debtDue on the 26th
After

One payment due date

Calendar1 due date
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The exact due date depends on the final terms of the selected option.

Before you decide

Look at the full picture before consolidating debt.

Review these five factors together before moving forward. Hover over or select a card to explore each one.

Explore the factors
Argentalis 5 factors
01
Key factor · Monthly payment

Monthly payment

Do not look only at whether the estimated payment is lower. Compare the term, total repayment, fees, and overall fit for your budget.

Reviewmonthly budget Comparepayment, term, and total repayment
Your questions

Clear answers, without the jargon.

Choose a question to get a straightforward answer you can actually use.

Basics

What is debt consolidation?

Debt consolidation combines multiple existing debts into a new credit product or repayment arrangement so you have fewer payments to manage. Depending on the option, a lower monthly payment may come with a longer term or higher total repayment.

General information only.
People, not account numbers

Different situations, the same need for clarity.

Every situation is different. The goal is to help you understand your payments, organize the information, and evaluate your options with more confidence.

A clearer plan starts with the full picture.

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First step

Start by understanding where you stand.

Get an illustrative estimate and see which factors to review before deciding what comes next.

SEE MY ESTIMATE
Your illustrative estimate is ready. The next step is to provide the information needed to review your situation.